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ABOUT US

Protecting Our Herd

Our agency was founded on a core belief: education first. We take the time to explain how Medicare works, what your options are, and how to avoid common pitfalls—so you can make confident, informed choices about your healthcare.


As an independent agency, we work with a wide range of trusted insurance carriers to help you find coverage that fits your specific needs and budget. Whether you're turning 65, working past 65 and retiring soon, or exploring Medicare Advantage or Supplement plans, our team is here to guide you every step of the way.


At Herd Health, we pride ourselves on offering top-tier customer service and ongoing support. We're not just here for the initial enrollment—we’re here for the long haul.

Meet the team

Real People. Real Support.

Chandler Carroll

ccarroll@herdhealthinsurance.com
(765) 617-8845

Chandler's career began on Wall Street, where he developed a strong foundation in financial strategy, compliance, and client service. He then spent five years at a national insurance brokerage firm leading M&A strategy, working closely with business owners to help them navigate complex financial decisions with clarity and confidence. Those experiences sharpened his analytical skills, but more importantly, they showed him how much trust people place in their advisors. That’s what ultimately motivated him to focus on serving clients in the communities he lives in—where relationships are personal, accountability matters, and the impact of our guidance can truly be felt close to home


Sarah murphy

s.murphy@herdhealthinsurance.com
(231) 272-5713

With over 20 years of experience in health education, medical billing, and insurance auditing, Sarah brings a deep understanding of healthcare systems and a strong passion for patient advocacy. Her background spans both the health and property & casualty insurance industries, giving her a well-rounded perspective on how coverage decisions impact individuals and businesses alike.


Growing up in Leelanau, Benzie, and Grand Traverse counties, Sarah values personal connection and the importance of one-on-one guidance—especially when it comes to navigating Medicare. She’s dedicated to helping clients feel heard, informed, and empowered to make confident decisions about their coverage.


Through education, empathy, and practical experience, Sarah ensures every client receives the attention and clarity they deserve when choosing a Medicare plan that fits their unique needs.


Kyra Baldwin

kbaldwin@herdhealthinsurance.com
(517) 765-6633

With nearly 13 years in the insurance industry, Kyra gained hands-on experience with group, individual, and Medicare plans, learning not only how they work, but how they truly impact people’s lives. A large part of her early career was spent helping clients navigate claims issues, which gave her a deep understanding of the stress, confusion, and frustration that often comes with healthcare. That experience shaped the way she serves clients today—with patience, empathy, and a focus on clear guidance. Driven by a desire to work more directly with seniors, Kyra chose to focus her career on helping them make confident healthcare decisions. Her approach centers on guiding, educating, and genuinely supporting members of the community in finding coverage that provides lasting peace of mind.

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Helping You Where You Call Home

Based in Michigan, Herd Health Insurance proudly serves individuals and families across 12 dynamic states. Whether you're navigating healthcare options in the Great Lakes State or elsewhere in the country, we're here to guide and support you every step of the way.


Our licensed agents understand the unique healthcare landscapes of each state and are ready to provide guidance that’s tailored to your local needs. No matter where you are, you can count on Herd Health Insurance for personalized support and professional advice.