
ABOUT US
Protecting Our Herd
Our agency was founded on a core belief: education first. We take the time to explain how Medicare works, what your options are, and how to avoid common pitfalls—so you can make confident, informed choices about your healthcare.
As an independent agency, we work with a wide range of trusted insurance carriers to help you find coverage that fits your specific needs and budget. Whether you're turning 65, working past 65 and retiring soon, or exploring Medicare Advantage or Supplement plans, our team is here to guide you every step of the way.
At Herd Health, we pride ourselves on offering top-tier customer service and ongoing support. We're not just here for the initial enrollment—we’re here for the long haul.
Meet the team
Real People. Real Support.
Vince Tierney
Partner | Medicare Advisor
With a steadfast dedication to helping people navigate Medicare with confidence, Vince aims to take the stress out of healthcare decisions. His mission is simple: make Medicare clear, personal, and worry-free—so clients can focus on living their lives.
Before starting Herd Health, Vince became a licensed CPA and built a career in finance & consulting , where he developed a strong foundation in problem-solving, financial analysis, and client service. That background now helps him guide clients toward Medicare plans that not only meet their healthcare needs, but also fit comfortably within their financial goals.
Vince combines Medicare experience with a thoughtful, client-first approach. He works closely with each person to find a plan that truly fits, and he’s committed to building lasting relationships based on trust and transparency. By staying current on Medicare changes and policy updates, Vince ensures his clients are always informed—and never left wondering if they made the right choice.
Sarah murphy
Account Manager
With over 20 years of experience in health education, medical billing, and insurance auditing, Sarah brings a deep understanding of healthcare systems and a strong passion for patient advocacy. Her background spans both the health and property & casualty insurance industries, giving her a well-rounded perspective on how coverage decisions impact individuals and businesses alike.
Growing up in Leelanau, Benzie, and Grand Traverse counties, Sarah values personal connection and the importance of one-on-one guidance—especially when it comes to navigating Medicare. She’s dedicated to helping clients feel heard, informed, and empowered to make confident decisions about their coverage.
Through education, empathy, and practical experience, Sarah ensures every client receives the attention and clarity they deserve when choosing a Medicare plan that fits their unique needs.
Larry Belt
Medicare Advisor
With over 20 years of experience as a Medicare advisor, Larry has helped countless individuals make confident, informed decisions about their healthcare coverage. He’s developed an educational, non-confrontational approach that empowers clients to choose the Medicare plan that fits their needs—on their terms.
Larry is known for taking the time to ensure every client fully understands how their plan works, what it covers, and what it costs. He pays special attention to provider networks, always making sure clients are placed in plans that include their trusted doctors and care teams.
Thanks to his deep experience and commitment to service, Larry’s clients tend to stay in their plans far longer than industry averages—because they feel informed, cared for, and well-matched from the start.

Helping You Where You Call Home
Based in Michigan, Herd Health Insurance proudly serves individuals and families across two dynamic states—Michigan and Florida. Whether you're navigating healthcare options in the Great Lakes State or embracing the warmth of the Sunshine State, we're here to guide and support you every step of the way.
Our licensed agents understand the unique healthcare landscapes of each state and are ready to provide guidance that’s tailored to your local needs. No matter where you are, you can count on Herd Health Insurance for personalized support and professional advice.